September 1, 2020

In 2006 I decided to strike out on my own and begin a financial planning practice. My desire at that time was to help people save for their retirement and make sure that if they passed away, their families were protected through life insurance. It has been a wonderful...

January 22, 2020

Welcome to 2020, did you make a resolution?

It is natural to make a resolution at new year’s. Deciding how the coming year is going to be different from the last. It is also natural to have forgotten this by Jan 5th. 

New year’s is actually not a great time to set g...

October 29, 2019

Have you ever felt that your finances are out of control?  Or that you should be doing more with them?

You’re not alone. 

Not many people take the time to make sure that their money is working the way that it should. However, taking a little time, even just once a m...

August 27, 2019

Most of us have superannuation, and most of us understand, in general, how it works.

Your employer puts 9.5% of your wage into a super fund, it’s concessionally taxed, and you can’t access it until you meet a condition of release, usually retirement.

But how many of us u...

August 7, 2019

Yesterday the Reserve bank of Australia left interest rates on hold at a record low of 1%.  Most agree that this will be lowered once or even twice more this year. It’s all very interesting, but what does it mean for you?

It depends on which side of interest rates...

July 5, 2019

We don’t make a very big deal out of a new financial year. Sure, it’s a time to start thinking about your tax return, but we don’t celebrate it like we do the new calendar year do we?

There are no parties, no drinking, no food, no regrets the next day. For all these rea...

June 19, 2019

It has been a while since I have posted a blog.  We have been very busy because the current financial year is fast coming to a close. 

The end of financial year is always a great time to look to see if there are any moves you can make to improve you tax position or...

April 24, 2019

Do you hold insurance in your superannuation account? Changes are coming that may affect your cover. As of the 1st of July 2019, insurers are required to cancel the insurance policies held in inactive superannuation accounts. 

So, what does this mean?  Well, if you...

April 4, 2019

In times gone by it has been generally accepted in Australia that when talking to friends and family we don’t mention religion, money or politics.  More recently, religion and politics are fair game (and hasn’t that led to some interesting family get togethers!)  Money...

Illustration: John Shakespeare

Last night the Treasurer Josh Frydenberg realised his first budget focusing on reducing the tax burden for the majority of working Australians, greater superannuation flexibility for retirees and a one-off energy relief payment for eligibl...

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