Interest rates are down, down, down (and staying there for a while)

August 7, 2019

 

 

 

 

Yesterday the Reserve bank of Australia left interest rates on hold at a record low of 1%.  Most agree that this will be lowered once or even twice more this year. It’s all very interesting, but what does it mean for you?

 

It depends on which side of interest rates you sit on. 

 

Retired Australians are struggling with low interest rates. 

Aussies with a mortgage are loving it. 

 

Which side of the fence are you on and what can you do about it? 

In this weeks video blog I discuss interest rates and a couple of strategies you may be interested in. 

 

Get in touch with your questions and comments and if you would like a mortgage check up email me ben@bgnfinancial.com.auand I will put you in touch with our in house mortgage broker. 

 

Until next time,

 

Ben.

 

 

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Ben Graham-Nellor is an advisor, coach, blogger and speaker who has worked in the financial services industry for over 15 years. He believes that by educating and advising people today, they can improve their tomorrow. 

 

BGN Financial Management Pty Ltd is a Corporate Authorised Representative 468796 of Professional Investment Services Pty Ltd AFSL 234951 ABN 11 074 608 558 www.centrepointalliance.com.au

 

The information in this communication has been prepared on a general advice basis only. The advice has been prepared without taking account of your specific objectives, financial situation or needs. Accordingly, you should, before acting on the advice, consider the appropriateness of the advice having regard to your objectives, financial situation and needs. In cases where the advice relates to the acquisition, or possible acquisition, of a particular financial product, you should obtain a Product Disclosure Statement (or other relevant information statement) and consider such document before you make any decision about whether or not to acquire the product. For these reasons, it is imperative that you seek advice from your financial adviser before making any investment decisions.

 

 

 

 

 

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Ben Graham-Nellor is a Sub Authorised Representative (291391) of BGN Financial Management PTY LTD (ABN 45 672 104 196) which is a corporate authorised representative (468796) of Professional Investment Services Pty Ltd (ABN 11 074 608 558) which is the holder of Australian Financial Services License No.234951.

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