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Director and financial advisor
For over 20 years Ben Graham-Nellor has been helping clients achieve financial success. Taking the knowledge and skills learned through growing a business and helping hundreds of people achieve their goals, Ben brings energy and encouragement through advising, speaking, coaching and blogging.
Andrew Graham
Financial Advisor
Andrew has worked in financial services for more than 7 years. He loves working alongside Smart Happy Money clients to help them reach their goals. 
Financial Advisor
With over 20 years experience in the financial services industry, Michael has the expertise and knowledge to guide you through both the good times and the challenging ones. At each stage, he aims to give clients peace of mind, save them time and make their life easier.

Financial Advisor
When Frank launched his own business in 1992, his philosophy was that in order to achieve personal success; then his clients must receive it first, and this philosophy of his remains as strong as ever.
His success comes from taking time to understand what his clients need and then providing excellent financial advice to help them achieve it. He wants all of his clients to gain financial security and peace of mind.
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Neeliya Cooper Mortgage Broker
Neeliya has worked in the finance industry since 1991 and is across all areas of finance including residential, commercial, SMSF, equipment finance and business lending. 

Mortgage Broker
Joel brings his years of experience in the banking sector to the Smart Happy Money team. From first home and investment buyers to helping clients save money through a strategic refinance, Joel loves to getting approvals for Smart Happy Money clients and to see them work towards their property goals. 

Practice Manager
Steph brings her expertise in strategy and communications management to the Smart Happy Money team.  Day to day she manages client and public communications as well as implementation of Smart Happy Money's strategic planning.

Loan Support Officer
Jit brings her many years of experience in the mortgage and finance industry to Smart Happy Money. In her role as loan support officer, she manages loan applications through to settlement. Ensuring a smooth and happy experience for our clients. 
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