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the team

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Director and financial advisor
For over 15 years Ben Graham-Nellor has been helping clients achieve financial success. Taking the knowledge and skills learned through growing a business and helping hundreds of people achieve their goals, Ben brings energy and encouragement through advising, speaking, coaching and blogging.
Andrew Graham
Andrew has worked in financial services for more than 5 years.  He loves working alongside Smart Happy Money clients to help them reach their goals. 
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Neeliya Cooper Mortgage Broker
Neeliya has worked in the finance industry since 1991 and is across all areas of finance including residential, commercial, SMSF, equipment finance and business lending. 

Practice Manager
Steph brings her expertise in strategy and communications management to the Smart Happy Money team.  Day to day she manages client and public communications as well as implementation of Smart Happy Money's strategic planning.
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Business Development Manager
Clifford has worked in financial services since 2013. He assists other businesses and organisations to extend our services to their clients to help them achieve their goals. 

Mortgage Broker
Joel brings his years of experience in the banking sector to the Smart Happy Money team. From first home and investment buyers to helping clients save money through a strategic refinance, Joel loves to getting approvals for Smart Happy Money clients and to see them work towards their property goals. 
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Loan Support Officer
Jit brings her many years of experience in the mortgage and finance industry to Smart Happy Money. In her role as loan support officer, she manages loan applications through to settlement. Ensuring a smooth and happy experience for our clients. 
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