Smart.Happy.Money is on a mission to empower you to achieve financial success.

We are all about you and your dreams.  Through our coaching and advice programs we can help you turn those dreams into your reality. 

We know that we are good at what we do, and we want you to share our experience as you succeed in life.

We can join with you to 

-Set your intentions

-Find out what road blocks you are putting in your way

-Map out your dreams

-Keep you accountable

-Celebrate as you achieve

The first step is to book a quick call or Zoom, where you can chat to us about your dreams, your current situation and we can help you to see what can be achieved.  Then, if we are a good fit, you can begin one of our subscription based programs.





That's where the fun really begins. 

Click here to book a quick call or quick Zoom

P. 1300 592 539

E. info@smarthappymoney.com.au

Or click here for our booking/contact page


smart.happy.money is a trading name of BGN Financial Management PTY LTD

Ben Graham-Nellor is a Sub Authorised Representative (291391) of BGN Financial Management PTY LTD (ABN 45 672 104 196) which is a corporate authorised representative (468796) of Professional Investment Services Pty Ltd (ABN 11 074 608 558) which is the holder of Australian Financial Services License No.234951.

The information provided on this website has been provided as general advice only. This information has been provided as general advice. We have not considered your financial circumstances, needs or objectives. You should consider the appropriateness of the advice. You should obtain and consider the relevant Product Disclosure Statement (PDS) and seek the assistance of an authorised financial adviser before making any decision regarding any products or strategies mentioned in this communication. By entering your details to this website you are agreeing to be added to the BGN Financial Management contact list and will receive, from time to time, newsletters, updates and invites to events etc.  You can opt out at any time by emailing ben@bgnfinancial.com.au

Professional Investment Services Pty Ltd | ABN 11 074 608 558 | AFSL No. 234951 

Website | www.centrepointalliance.com.au/PIS 

Financial Services Guide | www.centrepointalliance.com.au/fsg/pis 

Neeliya Cooper Credit Licence No. 501079 Ph : 0419260226

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