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Our Team
Ben Graham-Nellor
Director and Financial Advisor
For over two decades, Ben Graham-Nellor has dedicated himself to empowering clients on their path to achieve financial success. Taking the knowledge and skills gained through growing a business along with helping hundreds of people achieve their goals, Ben brings energy and motivation through advising, speaking, coaching and educating.
Andrew Graham
Financial Advisor
Andrew's expertise and genuine enthusiasm make him an invaluable asset to those seeking to enhance their financial well-being. His love for his work is evident in the tailored, thoughtful advice he provides, making a tangible difference in the lives of the clients he guides and supports.
Neeliya Cooper
Mortgage Broker
With an extensive career spanning over three decades in the finance industry, Neeliya possesses a comprehensive understanding of all facets of finance. Since 1991, she has amassed expertise across diverse areas, including residential and commercial finance, SMSF (Self-Managed Superannuation Fund), equipment finance, and business lending.
Frank Tsirigotis
Financial Advisor
When Frank launched his own business in 1992, his philosophy was that in order to achieve personal success; then his clients must receive it first, and this philosophy of his remains as strong as ever. His success comes from taking time to understand what his clients need and then providing excellent financial advice to help them achieve it. He wants all of his clients to gain financial security and peace of mind.
Craig Brown
Client Service Officer
Craig has joined the Smart Happy Money team to assist in ensuring that client needs are met with efficiency and care, setting review and progress meetings and fostering strong relationships. His commitment to customer satisfaction is key to our success and the loyalty of our valued clients.
Steph Graham-Nellor
Practice Manager
Diversity and Inclusion lead
Steph brings her expertise in strategy implementation and communication to the Smart Happy Money team.
Steph is passionate about building environments where everyone feels seen, respected, and understood—especially in spaces where financial wellbeing and education meet.
JC
Administration
JC is one of our dedicated Administration Officers, providing reliable support across all areas of financial administration. He plays an important role in assisting clients with documentation and day‑to‑day administrative matters, ensuring everything is managed efficiently and accurately. JC’s attention to detail and calm, professional approach help support the high standard of service Smart Happy Money delivers to its clients.
Pamie Plaus
Administration
Pamie is one of our dedicated Administration Officers, bringing a wealth of experience across all areas of financial administration. She plays a vital role in supporting clients with their administrative needs, ensuring every detail is handled with accuracy and care. Her efficiency and professionalism help maintain the high standard of service Smart Happy Money is known for.
Ash Harman
Money Coach
Ash is our Money Coach, working closely with clients to help them build confidence, clarity, and control over their financial lives. She supports clients with practical guidance, goal‑setting, and behavioural change, helping turn good intentions into sustainable habits. Ash’s approachable style and genuine care make complex money decisions feel more manageable and empowering.
Josephine Kristhiato
Administration
Josephine is our Social Media Manager, responsible for sharing Smart Happy Money’s message in a clear, engaging, and authentic way. She helps communicate complex financial ideas through approachable content that educates and connects with our community. Josephine’s creativity and consistency play an important role in strengthening our educuation and keeping clients informed and engaged.
